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				<title><![CDATA[The New England Condominium, The Condo, HOA & Co-op Monthly - Articles - 2010 July]]></title>
				<link>http://newenglandcondo.com</link>
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					  <title><![CDATA[Q&amp;A: What if Secret Ballots Aren&#039;t Secret?]]></title>
					  <link>http://newenglandcondo.com/articles/312/1/QampA-What-if-Secret-Ballots-Aren039t-Secret/Page1.html</link>
					  <description><![CDATA[Our Massachusetts condo complex is composed of three phases with a separate
&nbsp;board for each phase. In two of the phases, the board is elected at the annual meeting with a secret ballot. In my phase, the last of the three, unit owners are required to sign their name and unit number on the ballot before being checked in at the
&nbsp;meeting. This requirement was not in the condo docs, but was passed by the
&nbsp;board about two years ago. (Unit owners are afraid to vote for anyone not on the current board as their life would not be worth living). Many unit owners are unhappy with this situation, but havebeen afraid to complain to the board. Also, only one unit owner, appointed by
&nbsp;the board, counts the ballots; in the past there were three. I feel it is not
&nbsp;an election when it is not a secret ballot. 
]]></description>
					  <author>no@spam.com (Joseph D. Saurino Esq.)</author>
					  <pubDate>Thu, 22 Jul 2010 16:10:55 EDT</pubDate>
					 <guid isPermaLink="true">http://newenglandcondo.com/articles/312/1/QampA-What-if-Secret-Ballots-Aren039t-Secret/Page1.html</guid>
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					  <title><![CDATA[&quot;Other-miniums&quot;]]></title>
					  <link>http://newenglandcondo.com/articles/311/1/quotOther-miniumsquot/Page1.html</link>
					  <description><![CDATA[&nbsp;It&rsquo;s not your Daddy&rsquo;s condominium any more. 
]]></description>
					  <author>no@spam.com (Susan Philips Plese)</author>
					  <pubDate>Thu, 22 Jul 2010 16:09:56 EDT</pubDate>
					 <guid isPermaLink="true">http://newenglandcondo.com/articles/311/1/quotOther-miniumsquot/Page1.html</guid>
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					  <title><![CDATA[A Rash of Thefts]]></title>
					  <link>http://newenglandcondo.com/articles/310/1/A-Rash-of-Thefts/Page1.html</link>
					  <description><![CDATA[&nbsp;Given recent headlines, condo associations could be forgiven for thinking they
&nbsp;need to put an armed guard and razor wire around the petty cash box. A wave of
&nbsp;fraud appears to be hitting condominiums from New England to Florida and
&nbsp;beyond. 
]]></description>
					  <author>no@spam.com (Yvonnne Zipp)</author>
					  <pubDate>Thu, 22 Jul 2010 16:09:14 EDT</pubDate>
					 <guid isPermaLink="true">http://newenglandcondo.com/articles/310/1/A-Rash-of-Thefts/Page1.html</guid>
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					  <title><![CDATA[Understanding Your Condo&#039;s Finances]]></title>
					  <link>http://newenglandcondo.com/articles/309/1/Understanding-Your-Condo039s-Finances/Page1.html</link>
					  <description><![CDATA[&nbsp;Management of a condominium community is much like democratic government in a
&nbsp;small town or village. The budget process is remarkably similar, whether it&#8217;s fees or taxes being collected, and, as in local government, financial
&nbsp;management is a transparent system based on &#8220;GAAP&#8221; (generally accepted accounting principles). 
]]></description>
					  <author>no@spam.com (Marie N. Auger)</author>
					  <pubDate>Thu, 22 Jul 2010 16:08:46 EDT</pubDate>
					 <guid isPermaLink="true">http://newenglandcondo.com/articles/309/1/Understanding-Your-Condo039s-Finances/Page1.html</guid>
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					  <title><![CDATA[Squeeze Play]]></title>
					  <link>http://newenglandcondo.com/articles/308/1/Squeeze-Play/Page1.html</link>
					  <description><![CDATA[&nbsp;Tighter lending requirements for Federal Housing Administration (FHA)-backed
&nbsp;mortgages for condos have put financial and administrative pressure on condos
&nbsp;around New England at a time when many are ill prepared for any new challenges.
&nbsp;The most onerous of the new requirements are mandated reserve fund
&nbsp;contributions, a 15 percent limit on condo fees delinquencies, and the
&nbsp;specification that the condominium itself obtain FHA approval &ndash; this resulting in reams of additional paperwork for community associations. 
]]></description>
					  <author>no@spam.com (Jim Douglass)</author>
					  <pubDate>Thu, 22 Jul 2010 16:07:21 EDT</pubDate>
					 <guid isPermaLink="true">http://newenglandcondo.com/articles/308/1/Squeeze-Play/Page1.html</guid>
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					  <title><![CDATA[Overlooked Savings]]></title>
					  <link>http://newenglandcondo.com/articles/307/1/Overlooked-Savings/Page1.html</link>
					  <description><![CDATA[&nbsp;As annual and quarterly budgets come up for review, associations are looking to
&nbsp;cut additional costs anywhere and everywhere they can. But how much more &ldquo;fat&rdquo; can be trimmed from budgets? Surprisingly, there are a few unsung cost saving
&nbsp;measures that associations may have overlooked &ndash; and with some innovative and cooperative changes, condominiums may still be
&nbsp;able to pull some extra cost savings from their financial hats. 
&nbsp;]]></description>
					  <author>no@spam.com (Hillary Pember)</author>
					  <pubDate>Thu, 22 Jul 2010 16:05:42 EDT</pubDate>
					 <guid isPermaLink="true">http://newenglandcondo.com/articles/307/1/Overlooked-Savings/Page1.html</guid>
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